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Loan Qualifications

To qualify for a Metrobank Car Loan, you must be 21 to 65 years old.

PhP

To qualify for a loan, the minimum monthly household income should be PhP 40,000.00.

Vehicle you plan to buy
PhP
%
PhP
PhP
Borrower's Personal Information
Home Address
(if applicable)
Contact Information
+63
+63
Employment / Business Details
+63
Business Address
(if applicable)
Spouse's Personal Information

Note: To qualify for a Metrobank Car Loan, you must be 21 to 65 years old.

Home Address
(if applicable)
Contact Information
+63
+63
Employment / Business Details
PhP
+63
Business Address
(if applicable)
Terms and Conditions
  1. By clicking the submit button below, I acknowledge that I have read and accept the terms and conditions:
  2. I/We certify that all information furnished herein are true and correct. The above information are given for the purpose of obtaining credit from Metropolitan Bank and Trust Company (Metrobank).
  3. I/we authorize Metrobank and its affiliates and subsidiaries to (1) to verify any information contained in this application form and its accompanying documents from, and obtain additional information about me/us, including but not limited to my/our present and previous credit transactions/dealings with, other institutions/individuals, including Metrobank’s affiliates and subsidiaries; and (2) conduct, through its representative accredited appraisers, an appraisal of any or all of the collaterals to be used for this loan application and directly receive the resulting report for its sole and exclusive use.
  4. I/We further authorize Metrobank’s affiliates and subsidiaries and the institutions/individuals and other sources from whom any such information may be obtained and/or verified to provide the necessary data or information to facilitate the processing of my/or application.
  5. I/We expressly waive, any and all statutory provisions governing the confidentiality of information.
  6. Upon acceptance of my/our application, I/we legally and validly bind myself/ourselves to the Terms and Conditions of the agreements for mortgage loans, including, but not limited to, joint and several liability for all charges, fees and other obligations necessary in processing my/our loan application. I/We agree that the application remains Metrobank’s property and the same may be used at their discretion whether the credit is granted or not. In case of disapproval of this application, I/we hereby understand that Metrobank is not obliged to disclose the reason/s for such disapproval. I/We agree that this loan application shall be subject to Bangko Sentral ng Pilipinas circulars, rules, regulations and Metrobank policies, and hereby undertake to comply with/submit all the loan requirements. In the event of future delinquency, I/we hereby authorize Metrobank to report and/or include my/our name/s in the negative listing of any credit bureau or institution.
  7. I/We authorize Metrobank to send me/us updates about my/our loan application via SMS/text, email, mail or other available means of communication.
  8. I/We fully understand that any misrepresentation or failure to disclose information on my/our part as required herein may cause the disapproval of my/our application or the cancellation of approval, if any.

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